• Mortgage Underwriter

    Job Locations US-TX-Allen | US-AZ-Mesa | US-NV-Las Vegas
    Req No.
    Real Estate
    Regular Full-Time
  • Overview

    UNIFY Financial Credit Union is one of the nation’s largest 100 credit unions with a reputation for being financially sound and growth-oriented. We’re expanding rapidly to meet the needs of a growing member base. At UNIFY, our team members work together to strive toward a common goal, “providing superior service to our members.” In doing so, we promote a culture where your ideas matter, your growth matters, and you matter. We encourage all team members to challenge and encourage themselves and their teammates to work smarter and to be more successful.


    • Responsible for underwriting real estate loan products within lending authority and Credit Union guidelines, as well as secondary market standards.
    • Underwrites real estate loans in accordance with UNIFY and/or secondary marketing guidelines, and conditions loans appropriately.
    • Analyzes employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process.
    • Assists production staff in understanding secondary marketing requirements and proper manner of documentation.
    • Maintains and provides current information on investor or underwriting changes.
    • Reviews appraisals and inspections for collateral acceptability.
    • Assists in the review of, and response to, any audit findings.
    • Performs other duties as assigned.


    • High school diploma or equivalent. 
    • A minimum of two years residential mortgage loan underwriting experience. 
    • Working knowledge of relevant compliance guidelines for residential real estate lending transactions and secondary markets. 
    • Familiarity with TRID requirements preferred. 
    • Proficiency in operating loan origination automated underwriting systems (DU and LP). 
    • Demonstrated sense of urgency, quality orientation, and strong attention to detail. 
    • Excellent interpersonal, verbal, and written communication skills.  Self-starter, team-oriented, and goal-driven.


    See the UNIFY Difference!

    Competitive Compensation and Excellent Benefits Package* Includes: 

    • Medical (PPO/EPO/CDHP), Prescription, Dental (PPO/DMO), Vision, Life, and Short- and Long-Term Disability Insurance
    • Dependent and Medical Care - Flexible Spending Accounts
    • Vacation, Sick, Personal and Holiday Pay
    • 401(K) Plan with employer match
    • Education reimbursement for approved programs
    • UNIFY banking privileges for you and your family

    *All programs subject to review and change

    UNIFY is proud to be a drug-free, equal-opportunity employer.  For more information on UNIFY, visit us at www.unifyfcu.com



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