• Business Loan Processor

    Job Locations US-TX-Allen | US-NV-Las Vegas | US-AZ-Mesa
    Req No.
    2018-1798
    Category
    Business Services
    Type
    Regular Full-Time
  • Overview

    UNIFY Financial Credit Union is one of the nation’s largest 100 credit unions with a reputation for being financially sound and growth-oriented. We’re expanding rapidly to meet the needs of a growing member base. At UNIFY, our team members work together to strive toward a common goal, “providing superior service to our members.” In doing so, we promote a culture where your ideas matter, your growth matters, and you matter. We encourage all team members to challenge and encourage themselves and their teammates to work smarter and to be more successful.

     

    The Business Loan Processor will promotes, process, and service Credit Union Business Loan Products, Services and Programs. 

    Responsibilities

    • Ensures a full and complete working knowledge of all Credit Union Business loan products, programs, policies, procedures and all governing regulatory laws and guidelines, including the National Credit Union Association (NCUA), Small Business Administration (SBA), Uniformed Standards of Professional Appraisal Practice (USPAP) and Uniformed Commercial Code (UCC) regulations.
    • Ensures a full and complete working knowledge of all operational functions required, including ensuring all regulatory aspects of escrow impound accounts are adhered to, all required government and investor reporting is completed on or prior to the deadline, all regulatory aspects of variable rate loans are adhered to and detailed due diligence quality examinations of loan files are completed as required for regulatory and secondary market investor compliance.
    • Creates Member Business loan files containing all required documentation, ensuring that all loan documents are identified and properly categorized.
    • Updates Member Business loan files timely; maintains files in examination ready quality at all times.
    • Works with participation partners and borrowers ensuring all required documentation is received for loan files.
    • Prepares monthly Board reports relating to Member Business loans.
    • Communicates with the Business loan master servicer to acquire all necessary reports and information to create journal entries to record loan activity.
    • Prepares financial ratios with data derived from borrower financial statements.
    • Meets and exceeds department performance standards and production goals.
    • Assists in preparing and arranging the dissemination of information to business members and others that will ensure information received is correct and projects a favorable image for the Credit Union.
    • Attends industry/professional seminars, training, etc.
    • Ensures full compliance with UNIFY Financial Credit Union service standards, policies, and procedures; and with the Bank Secrecy Act.

    Qualifications

    High school graduate or equivalent required some college preferred with a minimum of three years of business or commercial loan processing and/or underwriting experience preferably in a financial institution. Requires a working knowledge of commercial loan files and the relevant documents contained therein and all governing regulatory laws and guidelines including NCUA, SBA, USPAP and UCC regulations.  Requires the ability to communicate effectively, both verbally and in writing, have proficiency in spreadsheet and word processing software applications and work without constant supervision.

     

    See the UNIFY Difference!


    Competitive Compensation and Excellent Benefits Package* Includes: 

    • Medical (PPO/HMO), Prescription, Dental (PPO/DMO), Vision, Life, and Short- and Long-Term Disability Insurance
    • Dependent and Medical Care - Flexible Spending Accounts
    • Vacation, Sick, Personal and Holiday Pay
    • 401(K) Plan with employer match
    • Education reimbursement for approved programs
    • UNIFY banking privileges for you and your family

    *All programs subject to review and change

    UNIFY is proud to be a drug-free, equal-opportunity employer.  For more information on UNIFY, visit us at www.unifyfcu.com

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